Commercial Insurance FAQ

1.How fast can I get a commercial insurance quote?

Most quotes are completed same day — especially General Liability and Commercial Auto.

More complex risks (fleets, trucking, property) may require underwriting, but we move quickly and communicate every step.

2.What information do I need for a quote?

Generally:

Missing something?

We can still start — we’ll guide you through the rest.

3.Do I need commercial insurance if I’m a small business or solo contractor?

Yes. Even small jobs carry liability.

Most clients and job sites require proof of insurance (COIs). A single claim can cost thousands without coverage.

4.Can you provide Certificates of Insurance (COIs) the same day?

Yes — most COIs are issued within minutes once your policy is active.

5.What types of businesses do you insure?

A wide range, including:

If you run a business, we can insure it.

6.Do you assist with Workers’ Compensation?

Absolutely. Whether you have one employee or many, we help you stay compliant and properly protected.

7.Do you insure fleets and commercial trucks?

Yes — including:

Plus cargo, liability, and required filings.

8.Can you help me lower my commercial insurance cost?

Yes. We shop multiple carriers and recommend strategies to reduce premium without sacrificing protection.

9.What happens if I have a claim?

We stay involved.

We help you report, document, and navigate the claim to protect your business and minimize disruption.

10.Do you offer bilingual support?

Yes — full English and Spanish support for business owners and their teams.

11.Can you insure a business that has never had insurance before?

Yes. We work with startups, new contractors, and new business owners every day.

12.Can you help if my previous policy was canceled or lapsed?

Yes — we can often place coverage even with gaps, cancellations, or claims.

13.Do you offer bundle discounts?

Yes — bundling GL, Auto, Property, Tools, and Workers’ Comp can lower your costs.

14.When should I update my commercial policy?

Immediately after:

We’ll help keep your policy updated and compliant.

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